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This scheme rewards you for saving regularly for a deposit on your first home.

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Find out more about our Help to Buy: ISA and the conditions. This fkr allows you to part-own, part-rent when you first buy your home. This mh combines a mortgage with an equity loan and allows you to buy a brand new home in England. This is a Ministry of Defence MOD scheme to help regular armed forces personnel buy their first home. For an in-depth comparison of the mortgage types Looking for help my first time offer read our guide to mortgages. So as long as you keep up your payments, your mortgage will be paid off at the end.

Your monthly payment only pays off the interest.

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We may limit the amount allowed on interest only. Speak to a Mortgage Adviser who can advise you on the right Looking for help my first time. Applications are subject to status and lending criteria. The amount we will lend depends on your circumstances, the amount borrowed and the property. A higher deposit may be required for a flat or new build. Personal Mortgages New Santander mortgage customers First firsh buyers. First time tume Helping you find your first home.

Find out how to apply.

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Ways to apply. Why choose us?

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Everything you need to know from saving for a deposit to who you need to involve and when. Take a look.

Mortgage calculator. Find out what you could borrow and how much it could cost. Get started.

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Check now. Designed to help make buying your first home easier Help to Buy: Shared Ownership.

Help to Buy: Find out more. Forces Help to Buy.

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Find out more about Forces Help to Buy. This is a brief summary of the 3 different types of mortgages we offer Fixed rate Tracker rate Lifetime Tracker Best for: You can usually fix your deal for 2, 3 or 5 years.

During this fixed period your monthly payments will stay the same. If you want to finish your deal earlier you may pay an early repayment charge.

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Best for: People who think interest rates will stay low over the next few years or want to make unlimited overpayments on their mortgage. You can choose a mortgage with an initial rate period and during this period your rate tracks fkr the Bank of England base rate.

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With this type of mortgage your payments may vary. The initial rate period is usually 2 years and after that you move onto the Santander Follow-on Hhelp variable. With a Lifetime Tracker mortgage your rate will track above the Bank of England base rate for the life of your mortgage term. Repayment mortgage.

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Interest only mortgage. You can choose to pay part of your mortgage as repayment and the other part as interest only. Get a no obligation decision in principle before you apply. Start my decision in principle.

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At your local branch. Find my nearest branch.

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Book my appointment. By phone. Award-winning mortgage provider. Got a mortgage question? Send us a tweet. Please don't tweet your personal or banking details.